“No Compensation” Is Not the Law: How the African Victims of South Africa’s 30 June Violence Can Claim What They Are Owed — A Reply to Minister Khumbudzo Ntshavheni | The Africa Journal · SADC Journal | TeteGetty.com
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The Africa Journal · SADC Journal · Legal Empowerment Guide
12 July 2026
TIME MATTERS MORE THAN ANGER. If you intend to claim against the South African state, written notice must generally be given within SIX MONTHS of the date your loss arose. For losses on 30 June 2026, that points to on or about 30 December 2026. Insurance claims may need to be reported within days. Do not wait. Read the deadlines section below.
A TGRI Legal Empowerment Guide · For the Economic Victims of 30 June
South Africa · Your Property, Your Business, Your Rights

“No Compensation” Is Not the Law: How the African Victims of South Africa’s 30 June Violence Can Claim What They Are Owed

A South African Minister has told the world that her government will not compensate the Africans who fled — and added that those with “legally registered” property may sell it. Thousands of traders, homeowners and investors heard one thing: you have no rights here. That is false. South African law, South Africa’s own Constitution, its state-owned riot insurer, its Equality Courts and the African human rights system all say otherwise. This guide is for the people who built something in South Africa and watched it burn. You are not beggars asking for a favour. You are claimants with a case — and the clock is running.

SASRIA — the Riot Insurer Suing the Minister of Police The Equality Court The Word Is “Inhabitants” Six Months to Act
6 months
To Serve Notice on the State — Do Not Miss It
3 years
General Prescription Period for a Civil Claim
7
Legal Pathways Set Out in This Guide
“No one”
Whom the Constitution Protects From Losing Property
They did not say “we will investigate.” They did not say “we will help you recover.” They said there will be no compensation — and hoped you would not know the difference between a government’s refusal to open a charity fund and a nation’s law. Know the difference. It is worth everything you lost.
The Africa Journal · SADC Journal · TGRI Legal Empowerment Guide · 12 July 2026
What Was Actually Said

The Statement — and What It Carefully Left Out

Speaking to reporters in Pretoria after Nigeria’s government began documenting its citizens’ losses and pressed for redress, Minister in the Presidency Khumbudzo Ntshavheni ruled out compensation for foreign nationals who fled the violence.

Reported remarks · Minister Khumbudzo Ntshavheni, Pretoria
“The government will not provide compensation… Owners of legally registered properties or businesses can still manage or sell their assets through the country’s legal system… We cannot create a special compensation fund every time there is public disorder.”
As reported in coverage of the South African government’s rejection of Nigeria’s compensation request, July 2026.

Now read that again slowly, because the sentence is doing two very different jobs at once — and only one of them is honest.

What she is actually refusing is narrow: a special ex gratia compensation fund, created by the executive and paid out as a diplomatic gesture, in response to a state-to-state demand from Abuja. A government is entitled to decline that. What her words are heard to mean — and what tens of thousands of terrified traders and homeowners understood them to mean — is something entirely different and entirely false: that an African who lost a shop, a home, a truck or a stock-room in South Africa has no legal claim against anyone.

That is not the law. It is not close to the law. And the Minister did not mention a single one of the remedies that South African law actually provides — not the state-owned insurer that exists precisely for riot damage; not the constitutional duty of the police to protect the inhabitants of the Republic; not the Equality Courts; not the Human Rights Commission; not the Protection of Investment Act her own Parliament passed. This is not a lie. It is something more corrosive: a truth arranged so that the frightened will draw the wrong conclusion. We are here to draw the right one.

And the “If They Are Legal” Insinuation — Answered
The phrase “legally registered” was made to do a great deal of quiet work, and it should be withdrawn. In South African law, foreign nationals may lawfully own immovable property; there is no general prohibition, and ownership is proved by a title deed registered in the Deeds Office — a public register. A company registered with the CIPC is a juristic person with its own rights, whatever the nationality of its shareholders. A registered title is not undone by a mob, a march, or a press conference. If the Minister has evidence that particular properties were unlawfully acquired, let her produce it in court. If she has not, the insinuation smears every lawful African owner in the Republic — while the country’s most valuable real estate, held overwhelmingly by others, is not asked to prove itself at all.
The Foundation

Three Words in South Africa’s Own Constitution That Decide This Entire Question

Before any statute, any insurer, any court — start here. South Africa’s Bill of Rights is not a citizens’ club. Its drafters chose their words with precision, and those words are now the shield of every African who lost everything in June.

Word One · “Inhabitants”

Section 205(3): the police must protect the inhabitants of the Republic and their property

The Constitution sets out the objects of the South African Police Service: to prevent, combat and investigate crime, to maintain public order, and to protect and secure the inhabitants of the Republic and their property. Not “the citizens.” The inhabitants. If you lived in South Africa, the SAPS owed you a constitutional duty to protect you and your property — and the question of whether it discharged that duty in June 2026 is a question for a court, not a press conference.

Word Two · “No one”

Section 25(1): no one may be arbitrarily deprived of property

“No one may be deprived of property except in terms of law of general application, and no law may permit arbitrary deprivation of property.” No one. Not “no citizen.” A mob is not a law of general application. Being chased from your home by vigilantes while the state stands by is the textbook definition of arbitrary deprivation.

Word Three · “Everyone”

The Bill of Rights guarantees dignity, life, security and access to courts to everyone

Equality before the law (s.9), human dignity (s.10), life (s.11), freedom and security of the person (s.12), and access to courts (s.34) are guaranteed to everyone — not to citizens alone. Only a handful of rights in the South African Constitution are reserved for citizens (such as voting and the right to a passport). The right to sue for what was taken from you is not one of them.

The Courts Have Already Said So
In November 2025, in the litigation brought by Kopanang Africa Against Xenophobia (KAAX), the High Court ruled that only immigration officers and police officers may require a person to prove their right to be in South Africa — private groups have no such power — and interdicted named vigilante leaders from demanding documents, intimidating, harassing or assaulting foreign nationals. The Department of Home Affairs and the SAPS were joined to that case for failing to protect vulnerable communities, and the court made implementation of the National Action Plan against Racism and Xenophobia a binding legal obligation. A state that has already been taken to court for failing to protect you is not a state that can credibly tell you that you have no claim.
The Pathways

Seven Real Routes to Compensation

Here is what the Minister did not tell you. Not every route will fit every person, and none of them is automatic — each requires evidence, and most require a lawyer. But every one of them is real, and every one of them is open to a non-citizen.

Pathway 1 · Start Here — This Is the Big One

SASRIA: South Africa’s state-owned riot and public-disorder insurer

Most people who lost a business or a home in June do not know this, and it may be the most valuable paragraph in this guide. Ordinary South African insurance policies exclude damage caused by riot, civil commotion, public disorder, strikes and terrorism. That is exactly why SASRIA (the South African Special Risks Insurance Association) exists — a state-owned insurer that covers precisely those risks, sold as a “coupon” attached to your normal short-term insurance policy through your ordinary insurer or broker.

SASRIA cover attaches to an insurable interest in property situated in South Africa. It is not a citizenship benefit. If you insured your shop, your stock, your vehicle, your home or your equipment, you may already hold SASRIA cover without ever having heard the name. After the July 2021 unrest, SASRIA settled claims running into billions of rand. The mechanism is proven, it is funded, and it is the state’s own.

Who this is for: anyone who had any short-term insurance policy on premises, stock, vehicles, equipment or a home. Do this today: phone your broker or insurer and ask, in these words — “Does my policy carry a SASRIA coupon, and can I lodge a claim for riot and public-disorder damage?”
URGENT: SASRIA claims must be notified through your insurer within a short window — commonly 30 days of the event. If you are already outside this window, still lodge immediately and ask about late notification. Do not assume you are too late; assume nothing until you have asked.
Pathway 2 · The Claim the Minister Most Wants You Not to Make

A delictual claim against the Minister of Police for failing to protect you

South African law allows you to sue the state in delict when it negligently and wrongfully fails to perform a legal duty and you suffer loss as a result. The police’s duty to protect the inhabitants of the Republic and their property is a constitutional one (s.205(3)), and the South African courts have repeatedly held the state liable for negligent failures to protect — a line of authority running from Carmichele v Minister of Safety and Security (Constitutional Court) through Minister of Safety and Security v Van Duivenboden and Rail Commuters Action Group v Transnet.

The question a court will ask is simple and, in this case, uncomfortable for the state: the 30 June ultimatum was announced months in advance, in public, in the national press. Was the harm foreseeable? Was the state’s response reasonable? These are exactly the questions the state settles rather than answers. It will not be easy, it must be proved, and you will need a lawyer — but it is a real claim, and it belongs to non-citizens as fully as to citizens.

Who this is for: anyone whose property was destroyed or looted, or who was injured, where police failed to prevent or respond to foreseeable violence. You will need: your SAPS case number, evidence of the loss, and evidence that police were warned, present, absent or passive.
CRITICAL DEADLINE: Under the Institution of Legal Proceedings against Certain Organs of State Act 40 of 2002, you must serve WRITTEN NOTICE of your intended claim on the relevant organ of state — generally within SIX MONTHS of the debt arising. Summons must then follow within the prescription period (generally three years). Late notice can sometimes be condoned by a court for good cause — but never plan to rely on that. GET THE NOTICE IN.
Pathway 3 · The Foundation of Every Other Claim

Lay a criminal charge and get your CAS (case) number

Whatever else you do, do this. Report the crime to the SAPS — arson, malicious damage to property, theft, robbery, assault — and obtain a written CAS/case number. Even if you have already left South Africa, a charge can be laid, and a lawyer or a civil-society organisation can assist you remotely or through your embassy.

The case number is the spine of your file. Insurers ask for it. Courts ask for it. The Human Rights Commission asks for it. And every prosecution of a perpetrator strengthens the record of state failure that underpins Pathway 2. The African Commission has explicitly demanded that South Africa prosecute “those involved in organising or inciting” these acts — not only those who struck the match.

Who this is for: every single victim, without exception. Cost: nothing.
Pathway 4 · Cheap, Fast, and You Do Not Need a Lawyer

The Equality Court, under the Equality Act (PEPUDA)

The Promotion of Equality and Prevention of Unfair Discrimination Act 4 of 2000 prohibits unfair discrimination, harassment and hate speech, and it created Equality Courts, which sit in every magistrate’s court in the country. They are deliberately accessible: you can bring a complaint yourself, without an attorney, at minimal cost, using a simple form obtained from the clerk of the Equality Court.

And critically — an Equality Court can order payment of damages, an unconditional apology, and interdicts restraining further conduct. For a trader who cannot fund High Court litigation, this is the most realistic courtroom in South Africa.

Who this is for: anyone targeted because of who they are — their ethnic or social origin, their perceived foreignness. Where: the clerk of the Equality Court at your nearest magistrate’s court. Ask for: the Equality Court complaint form.
Pathway 5 · Free, Statutory, and Already Watching This Crisis

Complain to the South African Human Rights Commission (SAHRC)

The SAHRC is a constitutional body (s.184) with the power to investigate, to secure redress, and to litigate on behalf of complainants. Its services are free. It has already reported on the geography and drivers of this violence. A complaint costs you nothing, creates an official record, and can produce findings that support every other claim you bring.

Who this is for: everyone. Especially those without money for lawyers. Cost: nothing.
Pathway 6 · For Registered Investors and Businesses

The Protection of Investment Act 22 of 2015 — South Africa’s own promise to you

This is the promise South Africa made to the foreign investors it invited in. The Act expressly provides for the physical security of investments, requiring the Republic to accord foreign investors and their investments a level of physical security as generally provided to domestic investors in accordance with customary international law. It affirms that a foreign investor’s property rights are protected under section 25 of the Constitution, and it provides for mediation, and for access to South African courts, independent tribunals and statutory bodies.

Understand the limits honestly: South Africa terminated most of its old bilateral investment treaties and replaced them with this Act, which sharply narrowed investor-state arbitration. International arbitration is generally available only state-to-state, with government consent, after domestic remedies are exhausted. So this is not a shortcut to a foreign tribunal — but it is a written statutory duty of physical security that South Africa owes you, and it belongs in your lawyer’s letter.

Who this is for: businesses registered with the CIPC, tax-registered enterprises, and investors with documented capital in South Africa. Also check: whether your home country has any investment treaty or SADC instrument still in force with South Africa — ask your embassy.
Pathway 7 · When South Africa Fails You

The African and international human rights systems

The African Commission on Human and Peoples’ Rights (ACHPR) receives individual communications against states party to the African Charter, generally after domestic remedies have been exhausted. It has already spoken on this crisis — its Country Rapporteur on South Africa, Commissioner Solomon Ayele Dersso, demanded that South Africa ensure victims obtain “effective remedies and reparations.” That is your language; use it.

One honest warning, so that no one wastes a year. Individuals and NGOs may bring cases directly to the African Court on Human and Peoples’ Rights only where the state concerned has made the special declaration under Article 34(6) of the Court’s Protocol. South Africa has not made that declaration. The realistic African route is therefore a communication to the Commission, which may itself refer a matter to the Court. Anyone who tells you to file directly at the African Court against South Africa is wasting your time.

Beyond Africa: South Africa is a party to the International Convention on the Elimination of All Forms of Racial Discrimination (ICERD), whose monitoring committee has already called on the country to “provide victims of discriminatory acts with adequate redress” and to protect their property — and to the ICCPR. Ask counsel to confirm the current status of individual-complaint mechanisms before relying on them.

Who this is for: victims whose domestic remedies have been exhausted or are demonstrably unavailable. Do this with: a human rights organisation — not alone.
Your Weapon

Build the File. The File Is the Case.

Every pathway above lives or dies on evidence. A claim is not won by outrage; it is won by paper. Start today, even from another country, even from a phone. Every document you gather is money you may recover.

The Evidence File — assemble every item you can

Photograph or scan everything and back it up to email or cloud storage immediately, in case a phone is lost or seized.
SAPS case number (CAS) for every incident — the spine of the file.
Photographs and video of the damage, the premises, the looting — with dates. Screenshots of threats, WhatsApp messages, social-media posts naming you or your shop.
Title deed (Deeds Office) or lease agreement — your proof of ownership or occupation.
CIPC company registration documents, business licences and municipal trading permits.
SARS records — income tax, VAT and PAYE returns. This is gold. Tax records prove the business existed, prove its turnover, and are how a court will calculate your lost income.
Bank statements showing trading history — the most objective record of what you were earning before June.
Stock lists, asset registers, supplier invoices, delivery notes — what was in the shop when it burned.
Your insurance policy schedule — and check it for a SASRIA coupon.
Employment records for your staff — including South African staff, whose jobs were also destroyed.
Medical records and the J88 form if anyone was injured; death certificates and post-mortem reports where a life was taken.
Sworn affidavits from witnesses, neighbours, customers and staff — taken while memories are fresh.
Utility bills and municipal accounts — independent proof you occupied the premises.
A written chronology — dates, times, places, names, what the police did and did not do. Write it now, before you forget.
A Hard Word, For Your Own Protection
Be prepared for this: some businesses that were already failing before 30 June will attempt to attribute their collapse to the unrest — and insurers, courts and the state know it. That fraud will not hurt the fraudsters most; it will hurt you, because it will make every assessor sceptical of every claim. So protect yourself: document the “before” as rigorously as the “after.” Tax records, bank statements and supplier invoices from January to June 2026 are what separate a genuine claimant from an opportunist — and they are why the honest trader will be paid and the chancer will not.
The Calendar

The Deadlines That Can Kill Your Claim — Even a Good One

Read this section twice. A perfectly valid claim, with perfect evidence, dies if it is brought late. The law does not care how badly you were wronged if you missed the date.

Act on these now

IMMEDIATELY
Insurance / SASRIA. Notify your broker or insurer at once. Notification windows are short — commonly around 30 days of the event. If that window has passed, lodge anyway and ask about late notification.
IMMEDIATELY
SAPS case number. Lay charges and obtain the CAS number. Free, and everything else depends on it.
6 MONTHS
Written notice to the State. Under Act 40 of 2002, written notice of an intended claim against an organ of state (such as the Minister of Police) must generally be served within six months of the debt arising. For 30 June 2026, that points to on or about 30 December 2026. A court may condone late notice for good cause — never rely on it.
3 YEARS
Prescription. A civil claim generally prescribes after three years. Summons must be issued and served within that period, or the claim is extinguished.
AFTER DOMESTIC
Regional and international bodies. The ACHPR generally requires that domestic remedies be exhausted first — which is another reason to start the domestic process immediately, even if you expect it to fail.
If You Have Already Left South Africa — You Have Not Lost Your Rights
Being outside the country does not extinguish a claim, a title deed, a company registration or an insurance policy. You may act through a power of attorney given to a lawyer or a trusted representative in South Africa; your embassy or consulate can assist with documents and attestation; and organisations listed below act for people who cannot safely return. Do not let anyone tell you that fleeing for your life forfeited what you built. It did not.

Where to Get Help — Much of It Free

These organisations work on exactly this. Approach them, and approach them early.
Legal Aid South Africa
State-funded legal assistance. Services are provided on the basis of means, not nationality.
Lawyers for Human Rights (LHR)
Long-standing specialists in refugee and migrant rights litigation in South Africa.
Kopanang Africa Against Xenophobia (KAAX)
The coalition that brought the November 2025 High Court case against vigilante document-checking. They know this terrain better than anyone.
Consortium for Refugees and Migrants in South Africa (CoRMSA)
National umbrella body coordinating support and referrals for migrants and refugees.
The Legal Resources Centre (LRC) & the Socio-Economic Rights Institute (SERI)
Public-interest litigators with deep experience of state-liability and eviction/property matters.
Scalabrini Centre of Cape Town & ProBono.Org
Practical migrant advice and free legal referrals.
University law clinics
The law clinics at Wits, the University of Pretoria, UCT and others take on cases without charge.
Your embassy or high commission
For documents, attestation, powers of attorney — and to register your loss with your own government, which may pursue it diplomatically.
Tete Getty’s Take

You Are Addressing Educated Africans. Speak to Us Accordingly.

Let me be very plain with Pretoria, and then very plain with our own people.

Madam Minister: the people you are addressing are not supplicants. They are entrepreneurs. They registered companies with your CIPC. They paid tax to your SARS. They employed South Africans, banked with South African banks, insured with South African insurers, and signed leases under South African law. They came because your government invited investment, and they built what your economy could not build for itself in those townships. And when the mob came, they discovered that the state which took their taxes would not defend their doors.

You are entitled to refuse a special fund. You are not entitled to leave a frightened people believing that they have no remedy in your country — because they do, and you know it. You did not mention SASRIA. You did not mention section 205(3), which obliges your police to protect the inhabitants of the Republic. You did not mention the Equality Courts, or the Human Rights Commission, or the Protection of Investment Act your own Parliament passed to reassure the world that South Africa keeps its word. To omit all of that, while insinuating that African-owned property might not be “legal,” is not governance. It is a message to a mob, dressed as a statement to the press. And it is beneath the country that gave the world its finest Constitution.

And to the Africans who lost everything, hear me. You are not begging. You are claiming. This is not charity you are seeking; it is law you are enforcing — their law, written by their own hand, in their own Constitution, which they read aloud to the world for thirty years while we applauded. Get your case number. Phone your broker and say the word SASRIA. Serve your notice within six months. Walk into an Equality Court with your file. Write to the Human Rights Commission. Make them answer you in the one language they cannot shout down: the language of their own statutes.

South Africa is burning bridges faster than two kings can build them. But the record is being kept — by the African Commission, by the courts, by the insurers, by the tax registers, and now by you, the claimants, file by file. Hate is expensive, and this is the invoice being written. No one is above the law — not a movement, not a mob, and not a Minister at a podium in Pretoria. Mwana washe muranda kumwe — even a chief’s child is a servant somewhere else. Every one of us is a foreigner in some country. Africa will remember how South Africa treated hers. Pamberi nekururamisira — forward with justice.

They took your shop, and then they took your confidence — and the second theft was the worse one, because it was the one that convinced you not to fight. Take the confidence back. The law of South Africa is not the enemy of the African trader; it is the last thing standing between him and total dispossession. Open the file. Serve the notice. Claim what is yours.
Tete Getty · TGRI · The Africa Journal · SADC Journal · 12 July 2026
Important — Please Read
This guide is general information for public education, not legal advice, and TGRI is not your attorney. South African law is complex, deadlines are strict and unforgiving, and the outcome of any claim depends on its own facts and evidence. Nothing here guarantees that any particular claim will succeed. Please consult a qualified South African legal practitioner or one of the organisations listed above as early as possible — and verify all current procedures, contact details and time limits directly with them, as these can change.
TeteGetty.com
The Africa Journal · SADC Journal · Legal Empowerment Guide · 12 July 2026
Sources & legal references: Reported remarks of Minister in the Presidency Khumbudzo Ntshavheni, made to reporters in Pretoria, ruling out compensation for foreign nationals who fled the 2026 unrest and stating that owners of legally registered properties or businesses may manage or sell assets through the legal system, and that the government “cannot create a special compensation fund every time there is public disorder” — as reported in coverage of South Africa’s rejection of Nigeria’s compensation request (Vanguard; Century Newspaper, July 2026). Legal framework: the Constitution of the Republic of South Africa, 1996, in particular section 9 (equality), section 10 (dignity), section 11 (life), section 12 (freedom and security of the person), section 25(1) (no arbitrary deprivation of property), section 34 (access to courts), section 184 (South African Human Rights Commission) and section 205(3) (the objects of the SAPS, including to protect and secure “the inhabitants of the Republic and their property”); the Institution of Legal Proceedings against Certain Organs of State Act 40 of 2002, section 3 (written notice, generally within six months, with judicial condonation possible for good cause); the Prescription Act 68 of 1969 (three-year prescription); the Promotion of Equality and Prevention of Unfair Discrimination Act 4 of 2000 (Equality Courts, which may award damages and order apologies); the Protection of Investment Act 22 of 2015 (including the physical security of investments and the affirmation of property rights under section 25 of the Constitution, following South Africa’s termination of most of its bilateral investment treaties and its narrowing of investor-state arbitration); and the South African Special Risks Insurance Association (SASRIA), the state-owned insurer of riot, strike, public disorder, civil commotion and terrorism risks, whose cover is written as a coupon attached to underlying short-term policies and which settled claims of very substantial value following the July 2021 unrest. Jurisprudence on state liability for failures to protect includes Carmichele v Minister of Safety and Security (CC), Minister of Safety and Security v Van Duivenboden (SCA) and Rail Commuters Action Group v Transnet (CC). On the November 2025 High Court order in the Kopanang Africa Against Xenophobia (KAAX) litigation restraining vigilante document-checking, joining the Department of Home Affairs and the SAPS for failing to protect vulnerable communities, and rendering implementation of the National Action Plan against Racism, Racial Discrimination, Xenophobia and Related Intolerance a binding legal obligation: reporting by Daily Maverick and the International Commission of Jurists. Regional and international: the African Charter on Human and Peoples’ Rights (individual communications to the African Commission, generally subject to exhaustion of domestic remedies); the press release of the ACHPR Country Rapporteur on South Africa, Commissioner Solomon Ayele Dersso (27 April 2026), calling for accountability, effective remedies and reparations; the requirement of an Article 34(6) declaration for direct individual access to the African Court on Human and Peoples’ Rights, which South Africa has not made; and the concluding observations of the UN Committee on the Elimination of Racial Discrimination calling on South Africa to provide victims of discriminatory acts with adequate redress and to protect their property (as cited by Human Rights Watch). Disclaimer: this is general public-interest information and analysis, not legal advice; readers must obtain qualified legal representation and independently verify all deadlines, procedures and contact details, which are subject to change.
Produced by the Tete Getty Research Institute (TGRI) for TeteGetty.com, as a joint Africa Journal and SADC Journal legal empowerment guide, and as a companion to our dossier “Hate Is Expensive.” Written for the African traders, homeowners, artisans and investors who built something in South Africa and lost it in the winter of 2026 — in the conviction that a person who knows the law is much harder to rob twice, and that the surest answer to a podium is a properly served notice of claim. May be freely translated, copied, printed and distributed. Neither East nor West — Africa first, and Africa informed. Republication with attribution welcome. © TeteGetty.com 2026

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